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Glossary

P

Period of Coverage/Policy Year

A period for which the insured member is covered by an insurance plan.

Physical Therapist

A duly licensed physical therapist.

Physical Therapy

The treatment of a disease, injury, or condition by physical means by a physician or a registered professional physical therapist under the supervision of a physician and which is designed and adapted to promote the restoration of a useful physical function. Physical therapy does not include educational training or services designed and adapted to develop a physical function.

Physical/Occupational Therapy/Medicine

The therapeutic use of physical agents other than drugs. It comprises the use of physical, chemical, and other properties of heat, light, water, electricity, massage, exercise, spinal manipulation, and radiation.

Physician or Doctor

A general practitioner or specialist who is licensed under the law of the country, in which treatment is given to practice medicine. The specialist practices within the license limits and includes licensed pastoral counselors, marriage and family counselors, certified nurse practitioners, certified nurse midwives, registered nurse first assistants, licensed clinical professional counselors, and dental hygienists.

Preexisting Condition

Any disease, illness, sickness, malady, or condition which was diagnosed or treated by a legally qualified physician prior to the effective date of coverage.

Primary Plan

A group health plan, an individual health benefit plan, or a governmental health plan designed to be the first payor of claims for an insured person.

Psychologist

A registered clinical psychologist who specializes in psychology.

P

Period of Coverage/Policy Year

A period for which the insured member is covered by an insurance plan.

Physical Therapist

A duly licensed physical therapist.

Physical Therapy

The treatment of a disease, injury, or condition by physical means by a physician or a registered professional physical therapist under the supervision of a physician and which is designed and adapted to promote the restoration of a useful physical function. Physical therapy does not include educational training or services designed and adapted to develop a physical function.

Physical/Occupational Therapy/Medicine

The therapeutic use of physical agents other than drugs. It comprises the use of physical, chemical, and other properties of heat, light, water, electricity, massage, exercise, spinal manipulation, and radiation.

Physician or Doctor

A general practitioner or specialist who is licensed under the law of the country, in which treatment is given to practice medicine. The specialist practices within the license limits and includes licensed pastoral counselors, marriage and family counselors, certified nurse practitioners, certified nurse midwives, registered nurse first assistants, licensed clinical professional counselors, and dental hygienists.

Preexisting Condition

Any disease, illness, sickness, malady, or condition which was diagnosed or treated by a legally qualified physician prior to the effective date of coverage.

Primary Plan

A group health plan, an individual health benefit plan, or a governmental health plan designed to be the first payor of claims for an insured person.

Psychologist

A registered clinical psychologist who specializes in psychology.