International Health Insurance

Global Citizen « Health Insurance

» Summary «

Are you a U.S. expat? Are you looking for an international health plan that is very similar to your U.S. domestic insurance? If so, then this is the product for you!

The Global Citizen Plan is a “best of class” annually renewable global major medical plan. Administered by HTH Worldwide, Global Citizen is underwritten in the U.S. by UNICARE Life and Health or HM Life Insurance Company. UNICARE is an operating affiliate of Wellpoint: the largest health insurance company in the U.S. with over 34 million health plan members. Global Citizen fully protects members’ rights because it complies with standards maintained by state insurance departments’. UNICARE is currently rated A- (Excellent) by AM Best, and A+ (stable) by Standard and Poor’s. HM Life is part of the HM Insurance Group and is also A- rated (Excellent) by A.M Best

Below please find a brief summary, which outlines the coverage provided:

• $5,000,000 Lifetime Policy Maximum
• Choice of Deductibles from $0; $500; $1,000; $2,000; $5,000; $10,000; $25,000
• Deductible waived for physician office visits
• Worldwide Coverage, with no limit on time spent in or out of the U.S.
• Freedom to choose any doctor or hospital, worldwide
• Exclusive access to HTH's elite and profiled community of doctors and hospitals- direct payments can be made to providers in 180 countries
• Monthly, Annual, Semi Annual & Quarterly Payments available
• Hospitalization & Surgery with no pre-certification requirement
• Outpatient Treatment
• Prescription Drugs
• Mental Health and Substance Abuse
• Maternity Benefits & guaranteed newborn cover up to the policy maximum
• Emergency Medical Evacuation, AD&D, & Repatriation of Remains
• Organ Transplants up to $5,000,000
• Covers illnesses or injuries that are a result of a terrorist act or hazardous activities
• Acupuncture, Chiropractic, Preventative services with no waiting period
• Pre-existing conditions can be covered subject to showing proof of prior qualified health insurance (Administered using HIPAA guidelines)
• Renewal rates are not based on your individual claims activity
• Renewable until age 84

This product is only available to U.S. citizens and residents moving abroad.

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