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International Health Insurance

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Special VIP international health insurance plan offers worldwide coverage, a robust set of benefits and a $2 million per person annual limit.

Special VIP combines superior protection with innovative services. These services include; elimination or reduction of deductible if no claims are filed for 3 years, deductible elimination in case of serious accident, guaranteed lifetime renewal and no restriction on the length of time spent in any country.

Special VIP offers you the freedom to choose where you receive healthcare outside the United States. Inside the United States, Special VIP members have access to an elite network of over 500 hospitals. These hospitals include MD Anderson Cancer Center, Cleveland Clinic and Northwestern Memorial Hospital. As an added benefit Special VIP members will have access to Aetna's physician PPO Network in the U.S. Aetna's physician network includes over 700,000 healthcare providers. These providers will bill the insurance company directly eliminating the need to file a claim and wait for reimbursement.

Special VIP is offered by VIP Universal Medical Insurance Group (VUMI). For over 30 years, VUMI has provided peace of mind to nearly 50 million individuals around the world. VUMI processes approximately $219 million in claims annually averaging $600 thousand per day. Headquartered in Dallas, Texas, VUMI has additional offices in Miami, Florida, El Paso, Texas, San Jose, Costa Rica and Quito, Ecuador. All VUMI policies are backed and reinsured by PartnerRe, one of the world's largest and most trusted reinsurers. PartnerRe is a financially solid company with total assets of over $22 billion and an A+ (Superior) rating by A.M. Best and Standard & Poor's.

  • Worldwide coverage including or excluding the United States
  • $2,000,000 limit per year per person
  • Free choice of doctors and hospitals outside the United States
  • Guaranteed lifetime renewal
  • No co-payments or co-insurance
  • Comprehensive hospitalization coverage
  • Comprehensive medical evacuation and repatriation of remains coverage
  • Deductible waived for maternity benefits after 10 months of coverage (Plans I & II)
  • Deductible waived or reduced after 3 years of no claims
  • Access to an elite network of over 500 hospitals inside the U.S.
  • Access to Aetna's PPO physician network in all 50 States
**Quick Quotes are estimates determined from information you provide. For a more accurate quote or policy cost, please review rate sheets for the plan you want, continue to request a quote, or begin applying for coverage.