International Travel Insurance

Travel Gap Multi-Trip « Travel Insurance

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The TravelGap Multi Trip Plan is a multi trip/annual travel medical plan. It is more than insurance: it is a total health care solution for today’s active traveler. Administered by HTH Worldwide, TravelGap is underwritten in the U.S. by UNICARE Life and Health or HM Life Insurance Company. UNICARE is an operating affiliate of Wellpoint: the largest health insurance company in the U.S. with over 34 million health plan members. TravelGap fully protects members’ rights because it complies with standards maintained by state insurance departments’. UNICARE is currently rated A- (Excellent) by AM Best, and A+ (stable) by Standard and Poor’s. HM Life is part of the HM Insurance Group and is also A- rated (Excellent) by A.M Best.

Below please find a brief summary, which outlines the coverage provided:

• Choice of $50,000 or $250,000 medical limit
• $50 deductible (waived when using an HTH contracted provider overseas)
• $500,000 Emergency Medical Evacuation Benefit
• Unlimited trips (trip maximum of 70 days)
• Hospitalization & Intensive Care
• Outpatient Treatment including Drugs
• Local Ambulance
• Repatriation of Remains
• Accidental Death & Dismemberment
• Complications of pregnancy
• Automatically includes Terrorism Coverage
• Pr-existing conditions covered up to the policy maximum
• Exclusive access to HTH's elite and profiled community of doctors and hospitals: direct payments can be made to providers in 180 countries
• Destination Security Profiles and News Alerts available, worldwide
• 24 hour toll free assistance
• Available up to age 84
• 10 day money back guarantee

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