Benefits and coverage vary by plan. Most include coverage for:

• Outpatient medical expenses (doctor visits, x-rays, lab work)
• Hospitalization expenses (room & board, surgery, anesthesiologist)
• Intensive care
• Emergency room
• Prescription medication
• Emergency evacuation
• Repatriation of remains
• Accidental death and dismemberment
• Pre-existing conditions
• Maternity
• Acts of terrorism
• Trip interruption/cancellation