Plan highlights

• Worldwide coverage (excluding home country)
• Coverage for an unlimited number of trips abroad with a maximum of either 30 or 45 days per trip
• $1,000,000 million policy maximum
• $250 deductible
• Meets Schengen and J-1 Visa insurance requirements
• Coverage to age 75
• Comprehensive hospitalization and outpatient coverage
• Medical evacuation and repatriation of remains coverage
• Coverage for injuries resulting from a terrorist act
• Coverage for acute onset of preexisting conditions
• Coverage for personal liability
• Coverage for political evacuation
• Free choice of doctor or hospital

Plan details

Patriot Multi-Trip travel insurance plan covers anyone under the age of 76, who takes multiple international trips during the year, up to a maximum of either 30 or 45 days per trip. Most travelers assume they will be covered by their standard medical plan, but that isn't always the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health at risk.

Patriot Multi-Trip takes the uncertainty out of international travel by providing comprehensive coverage, global support, financial stability and a wide range of travel assistant services. A team of international multilingual specialists accustomed to working in multiple time zones, languages and currencies, assures seamless coverage without barriers. There is no need to notify or apply for coverage each time you travel. Simply take your ID card with you and rest comfortably knowing your Patriot Multi-Trip policy will cover you, regardless of how often you leave your home country.

Patriot Multi-Trip offers you the freedom to choose where you receive healthcare, with the option to utilize their proprietary IPA network of more than 17,000 accomplished physicians and facilities. For those traveling to the United States, access is provided to the UnitedHealthcare Global Network. The UnitedHealthcare Global Network covers all 50 states and includes more than 900,000 healthcare professionals. The providers bill the insurance company directly, eliminating the need to file a claim and wait for a reimbursement.

Patriot Multi-Trip is offered by International Medical Group (IMG). The benefits are reinsured by Sirius, one of the world's oldest and largest reinsurers. Founded in 1945, Sirius has office in New York, London and Stockholm. Sirius is rated A (Excellent) by A.M. Best and A- (Strong) by Standard and Poor's.

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