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Special VIP Plan by VUMI

Plan highlights

  • Worldwide coverage
  • Free choice of doctors and hospitals outside the United States
  • $2,000,000 medical limit per year, per person
  • No co-payments or co-insurance
  • Maximum age to apply 75
  • Guaranteed lifetime renewal¬†
  • Comprehensive hospitalization coverage
  • Comprehensive medical evacuation and repatriation of remains coverage
  • Deductible waived for maternity benefits after 10 months of coverage
  • Deductible waived or reduced after three years of no claims
  • Access to an elite network of more than 500 hospitals inside the U.S.
  • Access to Aetna's PPO physician Network in all 50 States

Plan details

Special VIP international health insurance plan offers worldwide coverage, with a robust set of benefits. This policy is available to those under the age of 75, with the option to renew the policy for life and provides an annual coverage limit of $2 million per person.

Special VIP combines superior protection with innovative services. These services include deductible elimination in case of serious accident, elimination or reduction of deductible if no claims are filed for three years, guaranteed lifetime renewal, and no restriction on the length of time spent in any country.

Special VIP offers you the freedom to choose where you receive healthcare outside the United States. Inside the U.S., Special VIP members have access to an elite network of more than 500 hospitals. These hospitals include MD Anderson Cancer Center, Cleveland Clinic, and Northwestern Memorial Hospital. As an added benefit, Special VIP members will have access to Aetna's physician PPO Network in the U.S. Aetna's physician Network includes more than 700,000 healthcare providers. The providers bill the insurance company directly, eliminating the need to file a claim and wait for a reimbursement.

Special VIP is offered by VIP Universal Medical Insurance Group (VUMI). For more than 30 years, VUMI has provided peace of mind to nearly 50 million individuals around the world. VUMI processes approximately $219 million in claims annually, averaging $600,000 claims per day. Headquartered in Dallas, Texas, VUMI has additional offices in Miami, Florida, El Paso, Texas, Denver, Colorado, San Jose, Costa Rica, and Guayaquil, Ecuador. All VUMI policies are backed and reinsured by PartnerRe, one of the world's largest and most trusted reinsurers. PartnerRe is a financially solid company with total assets of over $22 billion and an A+ (Superior) rating by Standard & Poor's and A rating by A.M. Best.

Download plan documents