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International Insurance

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Why do you need international insurance?

Your current domestic insurance policy likely does not provide coverage abroad.

If you are traveling, living, studying, or working abroad in an international location — international insurance will provide benefits and coverage.

Student Insurance

ASA Insurance Insights - August 2016

"The world is a book, and those who do not travel read only a page"
Saint Augustine

If you or your child are planning to study abroad, navigating all the legal requirements probably makes you feel as if you are already learning a foreign language. The number of students studying abroad has grown exponentially over the past few decades and the medical insurance plans have evolved to include a broad spectrum of coverages. Whether it is for a semester or a longer stay to earn an advanced degree, studying abroad can open minds to a lifetime of learning and embracing diverse cultures. As with most worthwhile endeavors, success is achieved with thorough planning. For parents and students, taking care of the practical issues of making the international education experience healthy and safe are the most important considerations. That first step begins with finding the right international student insurance.

While the legal requirements of the host country's government and the school or university vary, most require students to have a minimum amount of medical coverage. In addition to having minimum coverage, some schools have a specific set of insurance requirements that all students must meet. As an example, students traveling to countries in the European Union must have a policy that meets Schengen Visa requirements and an official Visa Letter confirming this. All of our policies are Schengen compliant and we will provide the appropriate documentation. All of our plans pay providers directly, eliminating the need for clients to pay cash on the spot or to fill out claim forms and wait for reimbursement.

Other required coverages could include the following:

  • Maternity
  • Mental health
  • Personal liability
  • Medical evacuation
  • Repatriation of remains

For over 20 years, ASA agents have specialized in finding the most economical medical insurance plan to meet all the legal requirements and exceed client expectations. International insurance is our only business and our mission is to give you peace of mind around the world.

Benefits and Coverage?

Benefits and coverage vary by plan, but typically you'll find coverage for:
  • Outpatient Medical Expenses (doctor visits, x-rays, lab work)
  • Hospitalization Expenses (room & board, surgery, anesthesiologist)
  • Intensive Care
  • Emergency Room
  • Prescription Medication
  • Emergency Evacuation
  • Repatriation of Remains
  • Accidental Death and Dismemberment
  • Preexisting conditions
  • Maternity
  • Acts of Terrorism
  • Trip Interruption & Trip Cancellation

What plans meet J-1 Visa requirements?

We offer affordable plans for visitors to the U.S. that are specifically designed to meet or exceed requirements of J-1 Visa.

U.S. Visitor Insurance (J-1 Visa)
J-1 Visa Insurance

What's the difference? Travel vs. Health

Both types of plans provide coverage for traveling and moving/living abroad.
  Travel Health
Travel Length less than
1 year
more than
1 year
Health and Medical Coverage Yes Yes
One Trip or Multiple Trips Yes Yes
Coverage Abroad / International Yes Yes
Coverage in your Home Country No Yes
If your travels are more complex (multiple destinations, varying durations, numerous return trips to/from country of residence), contact us for a FREE Consultation to help you find the right plan.

FREE Consultation
Travel Insurance vs Health Insurance

How much does it cost?

Rates vary due to many factors such as coverage limits, covered benefits, and deductibles. Quality plans can be personalized to meet your needs while also being affordable.