ASA Insurance Insights - August 2016
"The world is a book, and those who do not travel read only a page"
If you or your child are planning to study abroad, navigating all the legal requirements probably makes you feel as if you are already learning a foreign language. The number of students studying abroad has grown exponentially over the past few decades and the medical insurance plans have evolved to include a broad spectrum of coverages. Whether it is for a semester or a longer stay to earn an advanced degree, studying abroad can open minds to a lifetime of learning and embracing diverse cultures. As with most worthwhile endeavors, success is achieved with thorough planning. For parents and students, taking care of the practical issues of making the international education experience healthy and safe are the most important considerations. That first step begins with finding the right international student insurance.
While the legal requirements of the host country's government and the school or university vary, most require students to have a minimum amount of medical coverage. In addition to having minimum coverage, some schools have a specific set of insurance requirements that all students must meet. As an example, students traveling to countries in the European Union must have a policy that meets Schengen Visa requirements and an official Visa Letter confirming this. All of our policies are Schengen compliant and we will provide the appropriate documentation. All of our plans pay providers directly, eliminating the need for clients to pay cash on the spot or to fill out claim forms and wait for reimbursement.
Other required coverages could include the following:
For over 20 years, ASA agents have specialized in finding the most economical medical insurance plan to meet all the legal requirements and exceed client expectations. International insurance is our only business and our mission is to give you peace of mind around the world.
|Travel Length||less than
|Health and Medical Coverage|
|One Trip or Multiple Trips|
|Coverage Abroad / International|
|Coverage in your Home Country|