Glossary

A type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Coverage can be renewed according to the terms and conditions of each plan.

Any non-experimental, wearable instrument or device designed for the ear and offered for the purpose of aiding or compensating for impaired human hearing, but excluding batteries, cords, and other assistive listening devices, including, but not limited to frequency modulation (FM) systems.

An organized skilled patient care program in which care is provided in the home. Such home care may be rendered by a hospital’s duly licensed home health department or by other duly licensed home health agencies.

The insured person’s country of domicile.

Providers that are licensed according to state and local laws to provide skilled nursing and other services to support and care for person(s) experiencing the final phases of terminal illness.

Any establishment that is licensed in the country where it operates and where the medical practitioner permanently supervises the patient.