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Student Insurance

Student insurance is essential for anyone planning to study or attend school abroad. Our student insurance plans offer the protection you need, so you can concentrate on studying and enjoying your time overseas—without worrying about accidents, medical costs, and other unfortunate mishaps.

Whether you plan on attending a single semester at a foreign university, studying abroad, or completing a college degree, we have student insurance plans that offer the protection you need.

The basics of student insurance

International student insurance is similar to the domestic health insurance you currently have. Health insurance is designed to protect you against medical costs.

For example, if you’re involved in an accident and are hospitalized, your current domestic health insurance would help cover the cost of your treatment. However, your domestic health insurance would typically not cover you during your studies abroad, which is why it’s important to have student insurance.

Whether it’s coverage for hospital visits or prescription medication, student insurance can offer you the coverage you need.

What student insurance covers

International student insurance offers protection against illnesses and accidents, much like your health insurance does at home. In addition to covering medical costs while studying abroad, international student insurance is often required by the school/university.

While student insurance plans may vary, most will provide coverage for:

  • Hospitalization
  • Intensive care
  • Emergency medical evacuation
  • Ground ambulance
  • Repatriation of remains
  • Maternity
  • Mental disorders
  • Prescription medication
  • Additional benefits

Hear from real students

I want to thank everyone at ASA for helping me this past summer. I had been accepted into an exchange student program abroad. Two days before my departure the school informed me I needed to have health insurance, or I wouldn't be able to attend. I searched the State Department and contacted several companies, all of which told me they could not help me. Fortunately, I contacted ASA who was able to not only issue my policy during our call, but also send the school a letter confirming I was covered. Now that I am back from this adventure, I needed to say thank you. There is no doubt that without you I would have missed this life changing opportunity.

Gabriela M.