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Glossary

I

Illness

A sickness, disease, or condition of an insured person.

Individual Coverage

Coverage under an insurance plan for yourself but not your spouse and/or dependents.

Infertility

The condition of an otherwise presumably healthy married individual who is unable to conceive or produce conception during a period of one year.

Infusion Therapy

The administration of drugs (prescription substances), by the intravenous (into a vein), intramuscular (into a muscle), subcutaneous (under the skin), and intrathecal (into the spinal canal) routes.

Inpatient

A registered bed patient that is treated as such in a healthcare facility.

Insurance Coverage Area

The primary geographical region in which coverage is provided to the insured person.

Insured Dependents

Members of the eligible participant’s family who are eligible and have been accepted by the insurer.

Insured Participant

The eligible participant whose application has been accepted by the insurer for coverage.

Insured Person

Both the insured participant and all other insured dependents who are covered under an insurance plan.

Insurer

An individual or company who, through a contractual agreement, undertakes to compensate specified losses, liability, or damages incurred by another individual.

Investigational/Experimental

Treatment, a device, or prescription medication that’s recommended by a physician, but is not considered by the medical community as a whole to be safe and effective for the condition for which the treatment, device, or prescription medication is being used. This includes any treatment, procedure, facility, equipment, drugs, drug usage, devices, or supplies not recognized as accepted medical practice; and any of those items requiring federal or other governmental agency approval not received at the time services are rendered. The insurer will make the final determination as to what is experimental or investigational.

I

Illness

A sickness, disease, or condition of an insured person.

Individual Coverage

Coverage under an insurance plan for yourself but not your spouse and/or dependents.

Infertility

The condition of an otherwise presumably healthy married individual who is unable to conceive or produce conception during a period of one year.

Infusion Therapy

The administration of drugs (prescription substances), by the intravenous (into a vein), intramuscular (into a muscle), subcutaneous (under the skin), and intrathecal (into the spinal canal) routes.

Inpatient

A registered bed patient that is treated as such in a healthcare facility.

Insurance Coverage Area

The primary geographical region in which coverage is provided to the insured person.

Insured Dependents

Members of the eligible participant’s family who are eligible and have been accepted by the insurer.

Insured Participant

The eligible participant whose application has been accepted by the insurer for coverage.

Insured Person

Both the insured participant and all other insured dependents who are covered under an insurance plan.

Insurer

An individual or company who, through a contractual agreement, undertakes to compensate specified losses, liability, or damages incurred by another individual.

Investigational/Experimental

Treatment, a device, or prescription medication that’s recommended by a physician, but is not considered by the medical community as a whole to be safe and effective for the condition for which the treatment, device, or prescription medication is being used. This includes any treatment, procedure, facility, equipment, drugs, drug usage, devices, or supplies not recognized as accepted medical practice; and any of those items requiring federal or other governmental agency approval not received at the time services are rendered. The insurer will make the final determination as to what is experimental or investigational.