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VUMI

VIP Universal Medical Insurance Group (VUMI) is a privately owned international health insurance company with more than 30 years’ experience in the healthcare industry. VUMI provides plans with unique benefits and extensive global coverage to more than 50 million customers worldwide.

Browse through our VUMI insurance plans below:

Expat VIP Gold

Expat VIP Gold is an annually renewable health insurance policy for those residing outside their home country, who are under the age of 75, and need coverage for a year or more. Expat VIP Gold includes $4,000,000 lifetime maximum per person, and has free choice of medical providers outside the U.S. It includes coverage for emergency medical evacuation, hospitalization, cancer treatment, preventive care, and more. Coverage for this plan is worldwide, excluding the United States, with guaranteed lifetime renewability.

Universal VIP

Universal VIP is an annually renewable health insurance policy with an annual maximum of $5,000,000. This comprehensive plan is designed for those needing coverage for a year or more, who are under the age of 75. Universal VIP provides guaranteed renewability with a free choice of medical providers worldwide. The plan also includes extensive benefits for inpatient and outpatient procedures, maternity, congenital conditions, organ transplant, cancer, prescription medications, podiatric treatments, bariatric surgery, and more.

Expat VIP Bronze

Expat VIP Bronze is an annually renewable health insurance policy for individuals under age 75, who reside outside their home country, and need coverage for a year or more. This plan includes worldwide coverage, excluding the United States, with $1,500,000 lifetime maximum per person. Expat VIP Bronze offers guaranteed lifetime renewal, free choice of medical providers outside the U.S., and benefits for emergency medical evacuation, hospitalization, cancer treatment, prescription medications, and more.

Special VIP

Special VIP is an annually renewable health insurance policy with an annual maximum of $2,000,000 for those under age 75, and who need coverage for a year or more. This plan covers all your essential health needs with the ability to renew the policy for life, regardless of age. Special VIP provides free choice of doctors and hospitals anywhere outside the United States. Inside the U.S., there is 100% coverage within the “USA Special Network.” The comprehensive benefits include inpatient and outpatient procedures, maternity, congenital conditions, cancer, prescription medications, podiatric treatments, and the option to include organ transplant.

Expat VIP Platinum

Expat VIP Platinum is an annually renewable health insurance policy for individuals under the age of 75 residing outside their home country, who need coverage for a year or more. Expat VIP Platinum provides $7,000,000 lifetime maximum per person with free choice of medical providers outside the U.S. It includes comprehensive coverage for emergency medical evacuation, hospitalization, cancer treatment, preventive care, and more. This plan offers worldwide coverage, excluding the United States, and the ability to renew the policy for life, regardless of age.

Absolute VIP

Absolute VIP is an annually renewable health insurance policy for those under the age of 75 needing coverage for a year or more. This plan allows you to renew the policy for life, regardless of age. Absolute VIP is VUMI’s most innovative and comprehensive plan for all your health needs. This includes an unlimited medical maximum and any choice of doctors and hospitals worldwide, with superior benefits for inpatient and outpatient procedures, maternity, congenital conditions, organ transplant, cancer, prescription medications, podiatric treatments, bariatric surgery, and more.