WHAT'S THE DIFFERENCE?
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The Beacon Series insurance plan covers anyone traveling outside their home country for 364 days or less. While international travel is fun and exciting, it’s important not to ignore the real risks you could face. Imagine this. It’s 3 a.m. in your home country and you’re severely injured from a fall while traveling abroad. Will anyone pick up the phone at your local insurance company? If they do answer, can or will they be able to assist you with your emergency?
Beacon takes the risk out of international travel by providing comprehensive benefits with valuable assistant services 24 hours a day, 7 days a week. These services include lost baggage tracking, medical referrals, and travel advisories.
Beacon offers you the freedom to choose where you receive healthcare outside the United States. For treatment inside the United States, Beacon gives the insured access to the Multiplan PPO Network in all 50 States. This network includes over 900,000 healthcare providers. The providers bill the insurance company directly, eliminating the need to file a claim and wait for a reimbursement.
Beacon Series is reinsured by Lloyds of London, one of the world's oldest and largest reinsurers. Lloyds has an A+ (Positive) rating by Standard & Poor's and A (Excellent) by A.M. Best.